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Essentials Paid Consulting

Cut through the noise, make wise decisions, and avoid costly mistakes

With Essentials Paid Consulting, you get a team of fiduciary advisors who will take a laser-focused approach to help you get on track and stay there. Wherever you are on your financial journey—whether you’re just getting started, planning your retirement, or anything in between—we’re here to help you take the right next step!

Essentials Paid Consulting programs are for those with investable assets less than $450k.

Essentials Paid Consulting

Essentials

12-Month Planning & Coaching

$1,250

(or $110/mo)

  • Personalized, results-focused, biblically rooted guidance and advice where we organize your current financial picture, identify goals and priorities, develop your roadmap to financial peace, freedom, and impact, and define your actionable FirstSteps
  • Periodic meetings to celebrate your progress, answer your questions, respond to life changes, define your NextSteps, and provide resources to equip you for success
  • Portfolio design with investment selection
  • Access to a team of fiduciaries, including CFP® and CKA® professionals who are committed to your success
  • Eligibility for LifeGuide’s Survivor Assistance Program, where we help survivors settle the estate and manage a new reality by providing support, answering questions, and establishing a new financial system that works for them

Additional time and advanced planning services are available for an additional fee. LifeGuide’s Survivor Assistance Program is offered at no additional cost for clients actively enrolled in any of LifeGuide’s Essentials Paid Consulting programs. For complete details, please refer to our latest filed form ADV.

Essentials

12-Month Planning & Coaching

$1,250

(or $110/mo)

  • Personalized, results-focused, biblically rooted guidance and advice where we organize your current financial picture, identify goals and priorities, develop your roadmap to financial peace, freedom, and impact, and define your actionable FirstSteps
  • Periodic meetings to celebrate your progress, answer your questions, respond to life changes, define your NextSteps, and provide resources to equip you for success
  • Portfolio design with investment selection
  • Access to a team of fiduciaries, including CFP® and CKA® professionals who are committed to your success
  • Eligibility for LifeGuide’s Survivor Assistance Program, where we help survivors settle the estate and manage a new reality by providing support, answering questions, and establishing a new financial system that works for them

Additional time and advanced planning services are available for an additional fee. LifeGuide’s Survivor Assistance Program is offered at no additional cost for clients actively enrolled in any of LifeGuide’s Essentials Paid Consulting programs. For complete details, please refer to our latest filed form ADV.

Essentials Paid Consulting

Essentials+

12-Month Planning & Coaching with Retirement Income Planning

$2,500

(or $220/mo)

Everything in Essentials Planning & Coaching, plus:

  • Retirement readiness and income plan with cash flow analysis
  • Social Security timing and pension option guidance
  • Scenario planning, statistical stress testing
  • Portfolio design and withdrawal strategies

Additional time and advanced planning services are available for an additional fee. LifeGuide’s Survivor Assistance Program is offered at no additional cost for clients actively enrolled in any of LifeGuide’s Essentials Paid Consulting programs. For complete details, please refer to our latest filed form ADV.

Essentials Paid Consulting

Get started with Essentials Paid Consulting

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Frequently Asked Questions:
Essentials Paid Consulting

Is Essentials Paid Consulting right for me?

We believe personalized, quality financial advice should be available to everyone. By taking a laser-focused, results-driven approach to managing finances, LifeGuide’s Essentials Paid Consulting programs provide a modern, fresh, and accessible financial advising experience for all, regardless of age, income, or net worth.

If you have less than $450k in investable assets and are looking for action-oriented financial planning to help you take the next steps on your journey, Essentials Paid Consulting is for you!

More than $450k in investable assets? Learn more about our comprehensive service offerings designed for you.

What can I expect as an Essentials Paid Consulting client? How are the meetings structured?

We’ve built LifeGuide’s Essentials Paid Consulting programs from the ground up to provide a modern, results-driven approach to financial planning. Every meeting has been carefully designed to assess your needs, provide inspiration, and equip you to take the NextStep on your financial journey.

Meeting overview:

1. KickOff Meeting
60 Minutes | In-Person or Virtual

During your first official meeting as a LifeGuide client (a complimentary, no-strings-attached introductory KickOff Meeting), we will get to know each other and work to understand your financial situation and what you are hoping to accomplish. In this discussion, we’ll:

  • Answer your questions
  • Review your pre-work questionnaire worksheet
  • Clarify and quantify your goals
  • Make sure we have everything needed to complete your assessment
  • Schedule your FirstStep Meeting

2. FirstStep Meeting
60 Minutes for Essentials, 90 Minutes for Essentials+ | In-Person or Virtual

After we have all the information needed, we will get to work organizing your financial picture, performing your financial assessment, and identifying your FirstStep goals. In this meeting, we’ll:

  • Review your net worth and cash flow
  • Deliver your financial assessment as compared to standard benchmarks
  • Discuss your goals and answer the question, “Am I on track?”
  • Review your opportunities and our recommendations
  • Detail your FirstStep goals
  • Schedule your NextStep and OnTrack Review Meetings

3. NextStep Meeting (6 Month)
30 Minutes | Virtual

Breaking larger goals into actionable, attainable NextSteps creates momentum. And these small successes add up over time. Our six-month NextStep check-in meeting allows us to provide guidance, advice, and motivation throughout the year. In your NextStep meeting, we’ll:

  • Review progress on your previous FirstStep action items
  • Discuss what worked, what was a challenge, and how we can help
  • Answer your questions
  • Define your new NextSteps
  • Provide guidance, tips, tools, and resources to help you successfully accomplish your NextSteps

4. OnTrack Review Meeting (12 Month)
30 Minutes | In-Person or Virtual

Life happens, circumstances change, and goals evolve. At the end of our year together, we’ll meet for our OnTrack Annual Review where we’ll:

  • Celebrate the progress you’ve made in the last year
  • Discuss what worked, what was a challenge, and how we can help
  • Define your new NextSteps
  • Provide guidance, tips, tools, and resources to help you successfully accomplish your NextSteps
  • Review and adjust your goals if needed
  • Answer your questions

Are LifeGuide Essentials Paid Consulting programs endorsed by Dave Ramsey?

We have been big fans of Dave Ramsey’s financial principles and Financial Peace University for many years. We’ve designed our Essentials Paid Consulting programs to seamlessly pick up right where FPU leaves off, offering personalized advice and coaching for those working through their Baby Steps.

Our advisory teams integrate Dave’s principles into the advice we provide and truly embrace “the heart of a teacher” style of financial consulting. Doug Denlinger, our Managing Partner, is a SmartVestor Pro.

Learn more about LifeGuide and Dave Ramsey »

Will LifeGuide manage my investments?

It depends. Through our Essentials Paid Consulting programs, we will discuss your options with you and let you know if we are able to manage your investments in-house.

How does LifeGuide Essentials Paid Consulting differ from your comprehensive service offerings?

LifeGuide’s Essentials Paid Consulting programs are designed to be highly actionable and results-driven for those with relatively straightforward planning needs and less than $450k in investable assets.

Our comprehensive service offerings are tailored to those with more complex financial situations and with more than $450k in investable assets.

Learn more about our comprehensive Financial Life Planning, Investment Management, and Survivor Assistance programs.

I signed up Essentials Paid Consulting. Do I qualify for Survivor Assistance?

Yes! At LifeGuide, your family is our family. All clients actively enrolled in an Essentials Paid Consulting program receive complimentary Survivor Assistance in the unfortunate event of a death in the family.

Learn more about LifeGuide’s Survivor Assistance program.

We can not say enough about LifeGuide. They are a faith based financial advisor group that truly makes you feel like family. They truly appreciate their clients and set you at ease. They are endorsed by Dave Ramsey (Financial Peace University) and we recommend them to all age groups. They have helped guide us financially as our family has grown and our career paths have changed.— TaraAs posted in Tara's Google Review

The presented testimonial is from a current LifeGuide Financial Advisors client and was obtained via a third-party website. LifeGuide Financial Advisors reached out to a random sample of clients requesting voluntary feedback. Clients were not provided any compensation with respect to said testimonials. The testimonial provided is for informational purposes only and is not representative of all client experiences, which may differ substantially. Click here to view all the testimonials received by LifeGuide Financial Advisors on Google My Business.