September 15, 2017 | News
Hello from Doug and Zak.
As you may have heard, there has been a major cyber security incident at Equifax. Your LifeGuide team is monitoring this situation closely. We are not aware of any impact to any of LifeGuide’s investment accounts. The risk of incidents like this is one of the reasons that we chose TD Ameritrade Institutional (TDAI) as our preferred custodian. See below for an excerpt from TDAI’s account protection statement.
Equifax Inc. is a consumer credit reporting agency and is based in Atlanta, Georgia. Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide. Equifax is the oldest of the three largest American credit agencies along with Experian and TransUnion.
This breach could potentially impact 143 million people. Based on Equifax’s research, the unauthorized access occurred from mid-May through July 2017. The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. For more detailed information about the breach you may click here.
We recommend that you check each member of your family to see if they were potentially impacted. Also, feel free to pass along this information to your friends and extended family. Click here to check if someone has been potentially impacted. You will have to enter the person’s last name and the last 6 digits of their social security number.
If you are impacted, Equifax is offering a complimentary identity theft protection and credit file monitoring. We recommend that you consider taking advantage of this service or enrolling in another identity theft monitoring solution.
Before enrolling, carefully read and consider all the terms and conditions of this or any other identity theft solution. Click here for additional information and to enroll in Equifax’s offering.
Another precaution worth considering is freezing your credit. There are multiple factors to weigh when deciding whether to go down this path. Click here for a discussion of the pros, cons, costs, and steps necessary to freeze your credit.
As your LifeGuides, we are looking out for you and your family. Let us know if you have any questions.
You have important questions, and we want to get you answers. We offer everyone a complimentary, no-strings-attached Exploration Meeting where we get to know each other, understand what you’re looking for, and answer all of the questions you have. In preparation for our conversation, we ask everyone to first complete a short five-minute, online Intro Questionnaire.
Once we receive your submission, we’ll reach out to schedule your complimentary Exploration Meeting. Type in your name, email, and preferred phone number below to get started!
The topic of long-term healthcare can be complex, time consuming, and, quite frankly, not a lot of fun. We’re here to help.
We are Dave Ramsey ELPs for long-term care, as well as SmartVestor Pros. We offer all of Dave’s fans a complimentary, no-strings-attached LTC Exploration Meeting where we will take the time to know you, answer your questions about LTC, and provide quotes and recommendations tailored specifically for you.
To prepare quotes for you, we ask that you complete a short three-minute online LTC Questionnaire.
One we receive your questionnaire, we will shop your case to multiple insurance companies, prepare quotes, and reach out to schedule your LTC Exploration Meeting. Type in your name, email, and preferred phone number below to get started!
You’ve come to the right place! Our Managing Partner, Doug Denlinger, is a SmartVestor Pro as well as a Dave Ramsey Endorsed Local Provider (ELP) for long-term care insurance.
Like Dave, we believe that financial peace is a critical component to leading your most impactful, fulfilled life—the life you are called to live. And we want to help you get there. Which is why we offer all Dave Ramsey fans a complimentary, no-strings-attached Exploration Meeting where we answer your questions and get to know each other.
In preparation for our conversation, we ask everyone to first complete a short five-minute, online Intro Questionnaire. Once we receive your submission, we’ll reach out to schedule your complimentary Exploration Meeting. Type in your name, email, and preferred phone number below to get started!